Author: admin

The Chubb Group of Insurance Companies, one of America’s premier carriers, announced on July 8th an interesting and appealing outline of risk and insurance to replace the much-maligned payroll loan programs of the federal government. In response to COVID-19, the U.S. Government loaned trillions of dollars to businesses with the primary intent of continuing payroll […]

On July 24, 2020, President Trump issued several Executive Orders intending to lower prescription drug costs by (1) modifying anti-kickback laws to lower drug prices, (2) reducing trade barriers to increase importation of drugs and lower prices, and (3) improving access to insulin and epinephrine for individuals with diabetes or severe allergies.  Each of the […]

The Internal Revenue Service (IRS) has released Rev. Proc. 2020-36, which contains the inflation adjusted amounts for 2021 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program. As shown in the table below, for plan years beginning in 2021, the […]

Ask for what you want So often, we beat around the bush when others ask us these simple questions: What do you want? What do you need? How can I help you? I am not a mind reader. (I’m guessing you aren’t, either.) I can’t guess what’s going on in the head of someone who […]

When will a COVID-19 vaccine be introduced to the market? What treatments are most effective for ill patients? And, what antibodies will protect people from getting the virus? Many of us don’t know what to believe because we read and hear from extremes on both sides. Information is frequently misunderstood or manipulated. Data and messaging […]

U.S. Supreme Court Upholds Final Rules Allowing Employer-Sponsored Health Plans to Decline to Cover Contraceptives Due to Moral or Religious Objections On July 8, 2020, the United States Supreme Court upheld the Final Rules issued by the Department of Health and Human Services (HHS) that exempt all employers with a religious objection to contraception, and […]