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Insurtech tools and agency management systems are game-changers for prospecting leads, closing deals, cross-selling and assisting clients. But sales and servicing tools are only as good as the data they contain. The saying “garbage in, garbage out” applies to artificial intelligence (AI) tools, no matter how advanced they are. Let’s say you train your AI […]

The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program. As shown in the table below, for plan years beginning in 2025, […]

On an annual basis, the Centers for Medicare and Medicaid Services (CMS) require all employers who provide a group health plan to their employees to disclose whether the plan has creditable drug coverage under Medicare Part D. Employers must notify CMS and all Medicare-eligible participants in the health plan of the plan’s drug coverage status. […]

Ten Suggestions to More Effectively Deal with Challenges in Life and Business In life, the ability to manage stress, foster positive relationships and maintain well-being is essential for both personal and organizational success. I have identified ten suggestions that may be helpful.

Lifelong coachability is different. As a term, coachability has not officially entered the lexicon of American language. However, it should because coachability is not just teachability. It’s not just a willingness to learn.

Cyber-attacks continue at an alarming rate. At this point we do not foresee anything to curb the trend as our economy and world are relying more on technology and Artificial intelligence (AI) every day. We urge you to consider working with an IT professional to make sure your systems are up to date and protected as much as possible.