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On November 15, 2018, the Internal Revenue Service (IRS) released Revenue Procedure 2018-57, which raises the health Flexible Spending Account (FSA) salary reduction contribution limit by $50 to $2,700 for plan years beginning in 2019. The Revenue Procedure also contains the cost-of-living adjustments that apply to dollar limitations in certain sections of the Internal Revenue Code. Qualified Commuter […]

Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends such as annual deductibles, plan enrollment, and health and wellness programs. The 2018 edition of this survey has been released, and it discusses a lot, including how health care costs continue to rise. […]

Before we begin, lets agree that perhaps the worst venue for vitriol-laden political debate is our shared happy space, fondly referred to as Human Resources. And while taking partisan positions in said space, is highly discouraged from a best-practices standpoint – we do need to be open and honest when considering what impact political and social movements […]

The need for Business Income Insurance Protection (Primary & Contingent) is Important. The American Supply Management Institute points out in its September 2018 Report on Business that “economic activity in the manufacturing sector expanded in September and the overall economy grew for the 113th consecutive month.” “Demand remains strong, with the new order index at […]

If you have Medicare and other health coverage, each type of coverage is called a “payer .” When there’s more than one payer, Medicare Secondary Payer or “coordination of benefits” rules decide who pays first. The “primary payer” pays what it owes on your bills first, and then you or your health care provider sends […]

The Department of Labor (DOL) issued Opinion Letter, FMLA2018-1-A on August 28, 2018. This letter looks at the interplay between the Family and Medical Leave Act (FMLA) and an employer’s use of a no-fault attendance policy. When an employee uses FMLA, the employer cannot consider time off an absence under its no-fault attendance policy. The […]