Hospitality

Are you leaving risk on the table? Restaurants, hotels and leisure venues face a host of liabilities that are unique to the hospitality industry. From employment-related accidents to customer injuries and property damage, you need a tailored insurance program to protect your business. The Fedeli Group’s hospitality practice team has specialized knowledge of the exposures that restaurants of all types face—from fine-dining to fast food with drive-throughs. And, we provide strategic, comprehensive coverage for all types of hospitality operations, including hotels and entertainment venues.

Protecting Property. Because of the nature of hospitality businesses, facilities are especially vulnerable to fires and damage. You need specialized coverage that can accommodate your restaurant and hospitality business needs—including covering wine stock, protecting the business in case of food contamination, securing fine art and furniture, and more.

Guarding Against Injury. Accidents happen—we’ll make sure you’re covered. More than 195,000 restaurant employees suffering injuries on the job during an average year (Bureau of Labor Statistics); and 1 million restaurant guests are injured annually due to slip and fall accidents (USFA). The Fedeli Group takes no chances, consulting with ergonomic experts to identify potential risk factors.

Preserving Your Reputation. What if a guest gets food poisoning and blames your restaurant? What if a customer slips and falls? We consider every possible what-if in the dynamic hospitality industry—because every risk could burn a business’s reputation. A strategic insurance program that’s customized for your work environment will protect your business and reputation.

The Fedeli Group Difference. In the fast-paced restaurant and hospitality industries, your focus is on running a dynamic business—not to mention complying with regulations concerning food safety and handling. The Fedeli Group can act as your risk manager, anticipating potential liabilities and designing wrap-around coverage so you can concentrate on what you do best. That’s why select restaurants choose us as a partner.

Coverage  

  • Deluxe Property: This specialized coverage includes restaurant wine stock, business interruption, food contamination and fine art.
  • Cyber: Protect against viruses, breach of customer information and related cyber risks. 
  • Liquor Liability: This protection covers injuries caused by patrons who become intoxicated by the service of alcohol on premise.
  • Garage Keepers: Protect against the legal liability in case of property damage to a customer’s automobile while it is in your care, custody or control as part of a valet service.

 

Let’s Talk. Protect your employees, guests and reputation with specialized restaurant and hospitality coverage so you can focus on running the business. Let’s start a conversation.