Insurance

Your insurance contract is a critical document. By understanding your business and personal objectives in conjunction with your tolerance for risk, The Fedeli Group is able to design an insurance program that balances cost with protection.

Because of our size, history and reputation, we have access to a wide range of insurance markets. These markets include the largest insurers, specialty insurers, and Lloyd's of London underwriters.

When a claim occurs, we have the resources to make sure that it is handled professionally, timely, and with sensitivity. Your insurance is reviewed in detail with the goal to maximize recoveries.

Directors & Officers

Directors and officers of private companies, public companies, and non-profit organizations may be personally liable for the decisions they make. In addition, directors and officers can be liable for the decisions of their executive and management staff.

Claims can be brought against directors and officers by shareholders, employees, customers, suppliers, competitors, and regulatory entities which can result in serious financial loss. Such lawsuits can allege: mismanagement of business, self dealing and conflicts of interest, failure to deliver services, failure to disclose information, disclosure of materially false or misleading information, and violation of state and federal laws.

Most entrepreneurs, private company owners, and their boards of directors perceive the risk to be different in a private company versus a public company. However, the scope of the risk is the same, whether it involves a private or public company.

Many individuals serve on boards of not for profit corporations and other types of charitable organizations. Depending on their activities, these organizations can pose significant risks to the individual director or officer, and many times they have little or no Directors & Officers Liability insurance in place.

It is important to note that the need for Director & Officers Liability coverage applies to a great number of situations and should be considered in the implementation of a total risk protection program.